To assume ownership and drive the execution of day-to-day credit / portfolio services for a portfolio of medium to high risk counterparty credit risks associated with lending, trading, and investing activities, with the primary objective of assessing and managing risk within acceptable parameters.
Job Summary
- Employer: Standard Bank
- Job Type: Full-time
- Location: Manzini, Eswatini
- Category: Risk Management
- Closing Date: 2026-10-13
Key Responsibilities
- To assume ownership and drive the execution of day-to-day credit / portfolio services for a portfolio of medium to high risk counterparty credit risks associated with lending, trading, and investing activities, with the primary objective of assessing and managing risk within acceptable parameters.
Requirements
- Type of Qualification: First Degree
- Field of Study: Business Commerce, Finance and Accounting, Mathematical Sciences, Risk Management, Quantitative Studies
- Credit Risk – CIB
- Risk & Corporate Affairs
- 3-4 years
- Finance and Accounting, Risk Management and Credit Experience – Thorough conceptual and practical knowledge of credit procedures, policies and standards. Ability to understand products and facilities that give rise to counterparty credit risk and appropriately documenting these risks. Understanding of Risk and broader regulatory and compliance requirements.
- Behavioural Competencies: – Adopting Practical Approaches – Articulating Information – Checking Things – Documenting Facts – Following Procedures – Interpreting Data – Managing Tasks – Meeting Timescales – Producing Output – Showing Composure – Team Working – Upholding Standards
- Technical Competencies: – Compliance – Continuous Process Improvement – Industry Knowledge – Local Market Knowledge – Market Analysis – Process Analysis and Redesign – Product Knowledge (Trading, Transacting) – Promote Good Governance, Risk & Control – Quantitative Analysis – Risk Awareness – Risk Identification – Risk Management – Risk Reporting – Risk/ Reward Thinking
How to Apply
About the Company
Standard Bank Eswatini operates as a prominent financial institution serving the personal banking needs of individuals across the country. Its official website, standardbank.co.sz, provides essential resources such as detailed pricing guides and general terms and conditions for its services. These documents ensure transparency and inform customers about the financial products available within Eswatini. As a key player, Standard Bank Eswatini is dedicated to supporting its clients with tailored banking solutions throughout the nation.
Personal banking solutions in Eswatini.
Website: https://www.standardbank.co.sz/eswatini/personal
Frequently Asked Questions
What qualifications or certifications are typically required for a Credit Evaluation Manager role in Eswatini?
Most employers require a bachelor's degree in Finance, Economics, Accounting, or Risk Management. Professional certifications such as CA(SA), ACCA, or PRM are highly valued. Experience in credit analysis or banking operations is usually essential.
What are the typical day-to-day responsibilities of a Credit Evaluation Manager?
You will assess loan applications, analyze financial statements, and evaluate borrower creditworthiness. You will also develop credit risk policies, monitor portfolio performance, and prepare reports for senior management. Regular collaboration with sales and legal teams is common.
How does the work culture in Eswatini's banking sector affect this role?
Eswatini's banking sector emphasizes hierarchy, respect for authority, and formal workplace relationships. Punctuality and professional dress are expected. Decision-making often involves consultation with senior leadership, so patience and diplomacy are important.
What career progression opportunities exist for Credit Evaluation Managers in Eswatini?
Progression typically moves to Head of Credit Risk, Chief Risk Officer, or regional roles covering Southern Africa. Some professionals transition into consulting or central banking. Continuous upskilling in data analytics and regulatory compliance accelerates advancement.
What benefits are commonly offered for this type of position in Eswatini?
Employers usually provide medical aid, pension contributions, and annual leave as per the Employment Act. Performance bonuses and study assistance may be available. Specific packages vary by employer and individual experience.
How should I apply for a Credit Evaluation Manager position, and what do Eswatini employers prioritize?
Apply through company career portals, local job boards, or recruitment agencies like Eswatini Jobs. Employers prioritize demonstrated risk assessment experience, local market knowledge, and strong analytical skills. Tailor your CV to highlight quantifiable achievements in credit portfolio management.